Personal Injury Law — Nationwide

Most Lawyers
Take 33%.
We Take 20%.

Same aggressive representation. More money in your pocket.

After an accident, you deserve a lawyer who fights hard and charges fair. Kavanagh Injury Law represents injured people at 20% — not the 33-40% every other firm charges. 8 years. 533 cases. Nationwide co-counsel network.

Get a Free Case Review
533
Cases Closed
8
Years of Litigation Experience
20%
Fee — Always

See Exactly What You Save

Our fee is 20% — at every stage. Pre-suit. Trial. Appeal. It never goes up.

Your Settlement Standard Firm (33%) Kavanagh (20%) You Keep
$50,000 You pay $16,500 You pay $10,000 $6,500 more
$100,000 You pay $33,000 You pay $20,000 $13,000 more
$250,000 You pay $82,500 You pay $50,000 $32,500 more

Most firms charge 33% upfront. If they have to take your case to trial, they charge 40%. We charge 20% no matter what. No fine print. No escalation.

How We Do It

Traditional law firms are expensive to run. Big offices, large staffs, paper-based processes. They charge 33% because they have to.

AI

AI-Assisted Operations

AI-assisted tools support medical records review, document drafting, and case tracking — with attorney review at every stage. We move faster and operate leaner.

$

No Legacy Overhead

Virtual-first. No downtown office. No oversized support staff. We built from scratch — which means we can price from scratch.

1

One Attorney, Your Case

No handoffs to junior staff. One experienced PI attorney personally handles your case from intake to settlement check.

8

8 Years of Trial-Ready Experience

You get 8 years of plaintiff's litigation experience. The savings go to you, not to our overhead.

Three Steps. No Upfront Cost.

You pay nothing unless we recover for you.

1

Free Case Review

Tell us what happened. We'll evaluate your case at no charge — no obligation.

2

We Handle Everything

If we take your case, we handle the investigation, medical records, demand letter, and negotiation. You focus on recovering. Our client app is now on the App Store for iPhone — real-time case status, push notifications, document upload, and 24/7 access, included free when you hire us. The Android version is coming soon to Google Play.

3

You Get Paid More

When we settle or win, you receive 80 cents of every dollar we recover — at every stage. Most firms give you 67 cents before trial, and 60 cents if they have to fight. We give you 80 cents no matter what.

We Actually Go to Trial.

Less than 1% of personal injury cases in America reach a jury. Insurance companies built their entire playbook around that number.

Their strategy is simple: lowball the offer, wait for the attorney to fold. It works — because most attorneys will.

We won't.

Expert Physician Network

A network of treating and expert physicians available to support cases on causation, permanency, and impact. Built proactively, not assembled in a panic.

AI-Assisted Trial Preparation

AI-assisted medical chronology, discovery indexing, depo prep outlines, exhibit organization, and jury research — reviewed and directed by your attorney. Months of prep compressed into weeks.

Flat 20% — No Incentive to Fold

Our fee doesn't change at trial. We have no financial reason to recommend settlement over a jury verdict. Your interests and ours are aligned at every stage.

"The threat of a jury verdict is the only real check on what insurance companies offer. Most firms have given that up. We're taking it back."

— Matthew Kavanagh, Kavanagh Injury Law, P.C.

When insurance carriers know your attorney actually tries cases, the negotiation is different from day one. You don't just win at trial. You win more at the table — because they know what happens if they don't move.

Your Case, In Your Pocket

Most law firms leave you wondering where your case stands. We give you a real-time window into yours.

Real-Time Case Status

See every stage of your case from intake to settlement check. No phone tag. No voicemails.

Document Upload

Accident photos, medical bills, hospital records — submit them the moment you have them, directly from your phone.

24/7 AI Assistant

Chat with our AI assistant for questions about case status and process steps, any time, day or night. Legal advice comes from your attorney.

Instant Notifications

Settlement offer received? Signature needed? You get a push notification the moment something happens.

E-Sign from Your Phone

Sign authorizations and agreements instantly. No fax, no printer, no mailing anything.

Now on the App Store

Download free for iPhone — included when you hire us. Android coming soon to Google Play.

Download on the App Store

No other PI firm in the country gives every client this.

You hired us to fight for you. The app makes sure you always know we are.

What We Handle

No workers' compensation. No medical malpractice. No products liability. We stay focused so we stay sharp.

Your Attorney

Matthew Kavanagh

I'm Matt Kavanagh, a personal injury attorney licensed in Indiana since 2017. I've personally handled 533 personal injury cases — auto accidents, slip and falls, truck accidents, pedestrian injuries — and I represent injured people nationwide through a co-counsel network of licensed local attorneys in each state. You pay the same flat 20% fee regardless of where your case is filed. The co-counsel placement process typically takes 7-10 days depending on availability.

I started Kavanagh Injury Law because I kept seeing injured clients hand over a third of their recovery to legal fees when the technology exists to do better. The 20% fee isn't a marketing stunt. It's a structural commitment that only works because of how we run our practice.

When you hire us, you're talking to me directly. I review your case, I negotiate with the insurance carrier, I decide whether to file suit. You're not a file number.

Every year, 20% of our gross attorney fees — the firm's share only, excluding co-counsel and referral amounts — goes to charity before taxes. That's not a pledge after the fact; it's a first claim on the gross, built into the books.

Indiana Bar No.
34393-49
Licensed
2017
Cases Closed
533
Fee
20%
At every stage. Always.
Recognition
Super Lawyers Rising Star
2022 • 2023 • 2024 • 2025 • 2026

Our Fee — No Surprises

20%. That's it. At every stage.

Pre-suit. After filing. Through trial. Through appeal. The fee never increases.

Most personal injury firms charge 33% from the moment you sign. If they have to take your case to trial, that climbs to 40%. At Kavanagh Injury Law, the rate is 20% regardless of what it takes to win your case — and we represent injured people nationwide.

Your Recovery Typical Trial Firm (40%) Kavanagh (20%) You Keep
$50,000 You pay $20,000 You pay $10,000 $10,000 more
$100,000 You pay $40,000 You pay $20,000 $20,000 more
$250,000 You pay $100,000 You pay $50,000 $50,000 more

The firm that isn't afraid to fight for you shouldn't charge you more for doing it.

Common Questions

Why do you charge 20% when everyone else charges 33%? +
We run a lean, technology-powered practice. No large office. No big support staff. AI handles the paperwork; I handle your case. The savings go to you.
Does 20% mean less aggressive representation? +
No. I've tried cases, taken depositions, and negotiated directly with major insurance carriers across the country. The fee is lower. The experience isn't.
What if the case goes to litigation or trial? +
The fee stays at 20%. It does not increase if we file a lawsuit, take depositions, go to trial, or handle an appeal. Most firms jump to 40% at trial. We don't. That's the point.
How do case costs work? +
We advance all case costs — medical records, filing fees, expert witnesses — and get reimbursed from the settlement. If we don't win, you owe nothing.
Do you actually go to trial? +
Yes. Most PI firms settle 99% of their cases — not because every case is worth settling, but because trial preparation is expensive and time-consuming, and most fee structures penalize the firm for fighting. We're built differently. AI-assisted trial preparation, a standing network of expert physicians, and a flat 20% fee that doesn't change when a case gets hard mean we can take cases to trial that other firms won't touch. If an insurance carrier refuses to pay fair value, we go.
How will I know what's happening with my case? +
The Kavanagh Injury Law client app is now available free on the App Store for iPhone (the Android version is coming soon to Google Play). You get real-time case status, push notifications, document upload, and a 24/7 AI assistant — all included free when you hire us. Legal advice always comes from your attorney.
How do you use AI — and does it replace attorney judgment? +
We use AI-assisted tools to support attorney work: medical record review, document drafting, legal research, trial preparation, and client communication. Every AI-generated output is supervised by a licensed attorney before it has any effect on your case. AI tools do not make legal decisions, provide legal advice, or act on your case without attorney direction. Our use of AI is consistent with ABA Formal Opinion 512 (2023) and the Indiana Rules of Professional Conduct. If you have questions about our technology practices, contact matt@20percent.law.
How do I get started? +
Call, text, or fill out the form below. We'll reach out within 1 business day.

For Attorneys

Refer a Case. Earn 50% of Our Fee.

Send us a PI case. We handle everything at our flat 20% fee. You receive 50% of our net attorney fee — after any advanced case costs — paid within 14 days of collection. Guaranteed in writing from day one.

How It Works

1

You refer a client with a PI case anywhere in the US.

2

We handle the case start to finish at our flat 20% fee. You stay informed.

3

Case resolves. We cut you a check for 50% of our net attorney fee (after advanced case costs) within 14 days of collection.

Example

$100,000 settlement → Our fee: $20,000 → You receive: $10,000

Client keeps $80,000 — same as if they came to us directly.

All referral arrangements comply with RPC 1.5(e) (or applicable state equivalent). Client is informed and consents in writing. Referring attorney assumes joint responsibility per a one-page co-counsel agreement.

Submit a Referral

You Were Injured. You Deserve More.

Insurance companies have lawyers working for them the moment your accident happens. You should too. Call Kavanagh Injury Law for a free case review. No obligation. No upfront cost. And if we take your case — only 20%.

Talk to Matt — Free Case Review

We respond to every inquiry within 24 hours. Urgent matters — call (463) 242-9212.

Available 7 days — call anytime for urgent matters

Technology & AI

We use technology to work more efficiently — never to replace attorney judgment.

What AI Tools We Use

Kavanagh Injury Law uses AI-assisted tools to support attorney work in several areas: medical record review and chronology drafting, demand letter preparation, discovery document organization, legal research, and client communication support. These tools help us work faster and operate leaner — which is how we can offer a flat 20% fee.

Attorney Supervision — Always

Every AI-assisted output — every draft, every summary, every legal document — is reviewed and supervised by a licensed attorney or a state-licensed co-counsel attorney. AI tools assist and accelerate. They do not make legal judgments, give legal advice, or take action on your case without attorney direction and approval.

Your Data

Client information is handled in accordance with the applicable Rules of Professional Conduct in each state where your case is handled, including confidentiality obligations under Rule 1.6. Where AI tools process client information, we use enterprise AI through Amazon Web Services under a Business Associate Agreement that prohibits using your information to train AI models, and we share only the minimum necessary.

The Client App AI Assistant

The Kavanagh Injury Law client app includes an AI assistant for questions about your case status, upcoming steps in the process, and general information. The AI assistant does not provide legal advice. All legal advice and case recommendations come from your attorney.

Kavanagh Injury Law's use of AI tools is consistent with ABA Formal Opinion 512 (2023) on Generative Artificial Intelligence Tools and the applicable Rules of Professional Conduct in each state where we practice, including Rules 1.1 (Competence), 1.4 (Communication), 1.6 (Confidentiality), and 5.3 (Responsibilities Regarding Nonlawyer Assistance). Questions about our technology practices may be directed to matt@20percent.law.

Free Case Review
Kavanagh Injury Law — 24/7
AI assistant — not an attorney. No legal advice provided.